Auto Insurance & Accidents


Auto accidents happen everyday in our city of Murrieta, and in our nearby cities of Temecula, Winchester, and Menifee. Let’s face it, it doesn’t matter where you are, auto accidents happen everywhere. Having a good auto insurance policy in place before the accident happens, is the first and most important step to a good claim experience.  If you’re not sure if you have the right auto insurance coverage, give us a call. Rancho Cal Insurance Services in Murrieta can help you review your current auto insurance policy. Be prepared for the unexpected and get covered.

Auto accidents happen so quickly & can be very upsetting. Rancho Cal Insurance Services wants you to be prepared ahead of time, so that you’ll know what to do if you’re ever involved in an auto accident. Being prepared & knowing what to do at the time of an auto accident can make your accident & auto insurance claim experience less stressful.

  • First & most important, make sure everyone is okay. If anyone is hurt, call 911 first. If you can, try to move the car to the side of the road & set up some flares to alert oncoming drivers.
  • Collect important information from others involved. Take a photo of their drivers license number, car registration, and their insurance information.  Also, go ahead and take some photos of the cars & accident scene. If anyone has stopped to help and they also witnessed the auto accident, please get their contact information too. All of these things will be helpful with your auto insurance claim.
  • Report the accident to the police. Take note of the officer’s name and badge number. A police report can be very helpful with an auto insurance claim.
  • Call your insurance agent or insurance company to report the accident. You don’t need to do this from the accident scene. It’s okay to wait until you’re in a safe place to make this call. Your auto insurance ID card will have a claim reporting phone number for you to call.

While we hope you never are involved in an auto accident, these things we’ve mentioned will help make things easier. Rancho Cal Insurance Services has been helping our clients in Murrieta, Temecula, Winchester, Menifee, and surrounding communities find the right auto insurance for their needs and budget, and we can help you too. We will gladly offer you a free auto insurance quote, compare your current coverage, and help you find the auto insurance policy that you want. Auto accidents happen everyday in Murrieta, in Temecula, in Menifee, in Winchester, in every city! Be prepared ahead of time with a good auto insurance policy. Rancho Cal Insurance Services is here to help you do just that!