Why should you choose an Independent Insurance Agent? The answer is simple, the Independent Insurance Agent has more insurance carrier options and choices for your home, auto, & business insurance. More choices, often means better pricing, which means you can save some money on your home, auto, and business insurance. Rancho Cal Insurance Services, in Murrieta, is an Independent Insurance Agency offering multiple choices for your home insurance, car insurance, and business insurance. We have helped clients in our surrounding community of Temecula, Murrieta, Menifee, Winchester, and throughout California, save money on their home, auto, and business insurance. That’s great news, but what is an Independent Insurance Agent?
Insurance Agents are not all the same. Insurance Agents are divided into two defining categories: Captive or Independent. The differences between the two are immense. A Captive Agent only works for one insurance carrier, and can only offer that companies insurance products for your home insurance, auto, or business insurance. In contrast to the Captive Agent, an Independent Insurance Agent has multiple insurance companies to choose from in order to find you the best options for your business insurance, home insurance, and auto insurance.
Independent Insurance Agents have access to multiple insurance companies. Some of the carriers they represent may be Mercury Insurance, Safeco Insurance, Liberty Mutual, Foremost, Berkshire Hathaway Guard, Pacific Specialty, Travelers, Hartford, Stillwater, Progressive, American Modern, Aegis Security, Infinity, Kemper, and many others.
Are you wondering if your agent is locked in a Captive contract with one carrier and not able to offer you the best rates? It may be time to find out. Rancho Cal Insurance Services, an Independent Insurance Agency in Murrieta, can offer you a free auto insurance, home or business insurance quote and help you compare your coverage on your current policy. If we can find you a better rate, that’s great! If we can’t, we’ll tell you that too! No obligation, no pressure. Give us a call & let’s talk about your home insurance, auto insurance, and business insurance. Our office is conveniently located in Murrieta, right near the border of Temecula. We are easily accessible to Menifee, Winchester, Hemet, & San Jacinto. It’s time to have an Independent Insurance Agent help you to save some money on your auto insurance, home insurance, and business insurance.