Liability insurance can help protect your business when it’s sued for negligence. As a business owner you know there are many variables that can come with owning a business. You are liable for unintentional accidents, mistakes or injuries in which you or your employees may be involved in. Business liability insurance helps you with the costs of legal defense and legal damages. It covers medical expenses, attorney fees and damages when you are legally responsible and other expenses you might have never thought of.
Anyone who comes in contact with your business can file a claim or lawsuit against you. Someone can trip and fall, and now needs money for medical bills, business liability can help with this. A client purchases a product of yours and it proves defective, and you have to pay for attorney fees and damages, business liability can help with this. You have a disgruntled ex-employee who is bringing legal action against you, business liability can help with this. There are many options available to you as a business owner. We can review the coverage options available to you so that you can choose the coverage that’s right for your business.
Every business is different, let Rancho Cal Insurance Services put together a business liability program that can help protect your business.