Roof

roof-4275783_1280The roof of your home may need your attention. If you are not sure when your roof was replaced or when the last inspection was, it may be time for you to get it checked. Your roof is critical to keeping out the wind, rain, sun and snow. It needs maintenance and it needs to be replaced sometimes. There are different types of roofs, and each type of roof has a different life expectancy. In general, roofs can last 15-30 years, depending on the type of roof.

If you are not sure when your roof was last replaced, it may be time to call a licensed roofing contractor for an inspection. In the meantime, here a few warning signs that it may be time for a new roof.

Warning Signs

  • Loose shingle tabs.
  • Cracks in shingles.
  • Shingles covered in moss or algae.
  • Majority of granules worn off the tabs.
  • Sunlight is shining into the attic.
  • Extensive leaking.
  • Broken or missing tabs.
  • Buckling or curling shingles.

Did you know that insurance companies also monitor the condition and age of your roof? Yes, they do. The age or condition of your roof may impact your ability to obtain a good home insurance policy. An aging roof may also affect the resale value of your home. It’s an expensive investment in your home when the roof needs to be replaced, but ultimately it is worth the expense.

Rancho Cal Insurance Services recommends that you only use a licensed roofing company to repair or install a new roof on your home. Make sure that the roofing company is both a bonded and insured licensed roofing contractor before you hire them. It’s also a good idea to ask for references from your licensed contractor. You can check with your friends and neighbors to see if they have a good recommendation for you too. Another good website to check out is the Contractors State License Board, cslb.ca.gov. There is a lot of good information and tips for the consumer on this website regarding how to hire a licensed contractor.

Keep your invoices, receipts, and permits that you obtain for the new roof. Your insurance company may ask you to see them in order to verify that you did have a new roof put on your home. Inspecting and repairing your home’s roof is one of the many things a home owner can do to protect their home from damage. Taking the time to inspect and maintain your roof may save you money in the long run and prevent damage to your home.