Home Insurance Policy Premium

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Going Up? Have you opened your California home insurance policy recently and noticed that your home insurance policy premium increased this year? Well, unfortunately, you are not alone. Many California home insurance policyholders will see an increase in their home insurance policy premium bill this year. Whether you are a homeowner, landlord, or renter here […]

Prepare For An Earthquake

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The best time to prepare for an earthquake, or any disaster, is before it happens. Rancho Cal Insurance Services is here to help you prepare for an earthquake, ahead of time. Earthquakes happen in California, it’s a simple fact. Don’t let that scare you, instead let it motivate you to prepare for an earthquake before […]

Emergency Preparedness for Kids

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Planning for a disaster, before it happens, is an important way to prepare yourself and your family for a potential emergency such as a fire, earthquake, flood, or some other unforeseen event. Emergency preparedness for kids is a way to give your children the knowledge and tools to use before an emergency strikes. It’s the […]

Wildfire Safety Tips

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Wildfires happen quickly and unexpectedly every year in California, and we want you to be prepared. Rancho Cal Insurance Services has compiled this list of wildfire safety tips and a list of resources to help you prepare and manage a wildfire emergency. Review the Wildfire Safety Tips with your family and prepare ahead of time […]

Home Buying Tips

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You may be buying a new home because you need some more space for your growing family, or as a second or vacation home, or because it’s time to downsize to something smaller. Whatever the reason for your new home, Rancho Cal Insurance Services has some great home buying tips for you to consider as […]

Take Care of Your Car Battery

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As much as everyone here at Rancho Cal Insurance Services loves to talk about car insurance, home insurance, and business insurance, we also like to give you information on how to take care of your car and home and RV. We’ll discuss the all important car battery in this post, but be sure to check […]

What is Liability Insurance?

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Have you ever wondered what liability insurance is? If you have, you’ve come to the right place! You are not alone in wondering what liability insurance means. Rancho Cal Insurance Services is an independent insurance agency and we are here to make insurance easy to understand and easily accessible. Liability insurance coverage shows up as […]

Do I Need Renters Insurance?

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Are you renting a home or apartment and wondering if you should purchase a Renters Insurance Policy? The quick answer for you is “Yes”.  Renters insurance is absolutely recommended for anyone renting a home, condo, manufactured home or an apartment. It’s important because it protects you, not the landlord. The landlord has their own policy […]

Manufactured Home Insurance

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Manufactured, mobile,  and modular homes.  These names are often used interchangeably, but there is a difference. While all three types of homes are built in a factory and transported to your home site, the differences are in the details. All of these types of homes can be insured, but they don’t all need the same […]

Home Insurance Claim Payment

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Dealing with a home insurance claim can lead to some extra stress in your life. We hope you never have to go through it, but in case you do, we want you to understand the home insurance claim payment process. Contractors, insurance companies, adjusters, estimates, receipts, never ending paperwork; it’s a lot to deal with.  […]