Have you heard the phrase “Full Coverage Auto Insurance” and wondered what it actually covers? Well, you are not alone. We get asked this question all the time. It’s a confusing term, “Full Coverage”, because it means different things to different people. It’s not a well defined term, and full coverage is not an actual […]
What is Liability Insurance?
Have you ever wondered what liability insurance is? If you have, you’ve come to the right place! You are not alone in wondering what liability insurance means. Rancho Cal Insurance Services is an independent insurance agency and we are here to make insurance easy to understand and easily accessible. Liability insurance coverage shows up as […]
Do I Need Renters Insurance?
Are you renting a home or apartment and wondering if you should purchase a Renters Insurance Policy? The quick answer for you is “Yes”. Renters insurance is absolutely recommended for anyone renting a home, condo, manufactured home or an apartment. It’s important because it protects you, not the landlord. The landlord has their own policy […]
Should I Buy the Rental Car Insurance From the Rental Car Agency?
Should I buy insurance from the car rental agency? If you’ve ever rented a car, you’ve probably asked yourself this question. The car rental agency offers you additional car insurance coverage at the time of the rental, but should you buy the extra rental car insurance? We’re here to help you with this very common […]
Contractor License Bond
If you are a licensed contractor and need a Contractor License Bond, we are going to make this easy for you! No paperwork and the bond will be electronically filed with the California Contractors State License Board (CSLB)! Call Us Today For a Free Quote! What is a Contractor License Bond? Contractor license bonds […]
Home Insurance Claim Payment
Dealing with a home insurance claim can lead to some extra stress in your life. We hope you never have to go through it, but in case you do, we want you to understand the home insurance claim payment process. Contractors, insurance companies, adjusters, estimates, receipts, never ending paperwork; it’s a lot to deal with. […]
RV, Fifth Wheel, Camper, or Travel Trailer; they’re all fun & they all need to be protected by an insurance policy. Rancho Cal Insurance Services can help you with your RV insurance & find the right coverage & price to fit your budget. We have multiple companies to choose from to find you what you […]
RV Maintenance Tips
A lot of us here in Temecula, Murrieta, Menifee, & all over Southern California own an RV. Hopefully, this spring & summer you’ll find yourself out on the open road with your RV taking in all of the beautiful sights around our country. Traveling in an RV is a wonderful way to explore the USA & make some […]
Benefits of Using an Independent Insurance Agent
Why should you choose an Independent Insurance Agent? The answer is simple, the Independent Insurance Agent has more insurance carrier options and choices for your home, auto, & business insurance. More choices, often means better pricing, which means you can save some money on your home, auto, and business insurance. Rancho Cal Insurance Services, in […]
CA FAIR Plan
The CA FAIR Plan, have you heard of it? If you live in a “high risk” area in California, you will probably start to hear about it from your neighbors and your insurance broker. It’s available to you if you’ve had your homeowners insurance non-renewed, or have been denied coverage due to your address or […]